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3 Hidden Costs of Selling a House in Maryland (2026 Guide)

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Beyond the "Zestimate": 3 Hidden Costs of Selling a House in Maryland (2026 Edition) When most Maryland homeowners decide to sell, they focus on one number: The Sale Price. They look at what the neighbor’s house sold for in Towson or Silver Spring, subtract the standard 6% for agent commissions, and assume the rest is profit. Unfortunately, the math at the settlement table is rarely that simple. Maryland is known for having some of the more complex closing costs and transfer taxes in the region. If you are calculating your potential equity based on a gross sales price, you might be overestimating your final check by thousands of dollars. Here are three "hidden" costs that often catch sellers by surprise—and how to budget for them. 1. The Transfer and Recordation Tax Split Unlike some states where transfer taxes are negligible, Maryland’s transfer and recordation taxes are significant. While it is customary in many counties to split these 50/50 between buyer and sell...